Mobile insurance platform system

US10497063B2 · kind B2 · utility

Assignee

• PROGRESSIVE CASUALTY INSURANCE COMPANY · US

Inventors

• Matthew Daniel Lehman · Shaker Heights, US
• Bradley Thomas Philips · Akron, US
• Pawan Kumar Divakarla · Shaker Heights, US
• Toby Alfred · Orange, US
• William Curtis Everett · Chagrin Falls, US
• Brian J. Surtz · Mentor, US
• Raymond Scott Ling · Westlake, US

Key dates

• Filing date: Mar 9, 2018
• Grant date: Dec 3, 2019
• Expiry date: Mar 9, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/322
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.