Patent · US Active

Verification for payment transactions

US10504116B2 · kind B2 · utility

4Cited by

3References

13Claims

0Family size

Assignee

MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

Mehdi Collinge · Mont-Sainte-Aldegonde, BE
Patrik Smets · Nijlen, BE

Key dates

Filing date	Sep 16, 2016
Grant date	Dec 10, 2019
Priority date	—
Expiry date	Mar 25, 2037

Classification

Technology area (CPC G)Physics
CPC primaryG06Q20/409
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

A method is described for providing user authentication and user consent for a transaction made with a payment device. A user authentication step is taken to verify that a user is entitled to use the payment device, and a user consent step is taken to verify that the user consents to the transaction. The user authentication step is discrete from the user consent step. A payment device adapted to perform this method is also described.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.