Identity gray list

US10521796B1 · kind B1 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Kaitlin Newman · Washington, US
• Michael Mossoba · Great Falls, US
• Abdelkader M'Hamed Benkreira · Washington, US
• Joshua Edwards · Philadelphia, US

Key dates

• Filing date: Nov 28, 2018
• Grant date: Dec 31, 2019
• Expiry date: Nov 28, 2038

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2463/102
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Account functionality may be modified in response to an event. A processor may determine that a status of at least one of a user, a device associated with the user, and data associated with the user is potentially insecure due to the event. The processor may identify an account of the user. The account may provide access to electronic financial transaction functionality. In response to the determining that the status of at least one of the user, the device associated with the user, and the data associated with the user is potentially insecure, the processor may modify a condition affecting the access to the electronic financial transaction functionality.