Hosted payment service system and method

US10528931B1 · kind B1 · utility

Assignee

• AMAZON TECHNOLOGIES, INC. · US

Inventors

• Ashish Agrawal · Bengaluru, IN
• Mohammed Ali · Montgomery, US
• Sravana Kumar Karnati · Seattle, US
• James Vernon Reagan · Snoqualmie, US
• Dilip Kumar Sivasankar · Bengaluru, IN
• Mark V. Stabingas · Bellevue, US

Key dates

• Filing date: Mar 23, 2016
• Grant date: Jan 7, 2020
• Expiry date: Apr 1, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0641
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Various embodiments of a hosted payment service are disclosed. In some embodiments, a merchant can enable customer use of the payment service by adding a line or sequence of widget code to a web page, such as a shopping cart page, of the merchant's site. Thereafter, a user who is registered with the payment service can invoke the payment service and complete a purchase transaction directly from the merchant site. For example, while viewing a shopping cart page, the user may be able to securely interact with the payment service and complete the purchase transaction via a transaction display object that is incorporated into the shopping cart page. In some embodiments, the transaction display object prompts the registered customer to enter a secondary authentication input, and the payment service uses this input in combination with a browser cookie to authenticate the user.