Systems and methods for projecting and managing cash-out flow for financial accounts

US10552917B1 · kind B1 · utility

Assignee

• The PNC Financial Services Group, Inc. · US

Inventors

• Thomas Kunz · Pittsburgh, US
• Michael Golden · Pittsburgh, US
• Michael Kirch · New York, US
• Darcel Steber · Erie, US
• Janet Hoyt · McMurray, US
• Peter Bird · Ann Arbor, US
• Francisca Barros · Brookline, US
• Daniel DeRuntz
• Islam Elsedoudi · Cambridge, US
• Anna Engström · Brookline, US
• Michelle Kwasny · Cambridge, US
• Scott Mackie · North East, US
• Stacey McCullough · Arlington, US
• Pierre-Alexandre Poirier · Saint-Eustache, CA
• Todd Vanderlin · Cambridge, US
• Colin Raney · Lexington, US

Key dates

• Filing date: Dec 6, 2013
• Grant date: Feb 4, 2020
• Expiry date: Dec 6, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods are disclosed for managing cash out transactions for an entity's accounts. In an embodiment, a system comprises a processor configured to render an interactive graphical user interface (GUI) for a cash out center on a display device. The GUI includes plurality of selectable, actionable user interface (UI) elements. The cash out center displays past and committed, unconfirmed Cash Out transactions, which can be edited, deleted, and committed (or re-committed) by selecting UI elements. A UI element is selectable to add new payees and new Cash Out transactions. In embodiments, methods employ the Cash Out center to add, edit, schedule and delete Cash Out transactions such as outgoing transfers, expenses, payments, bills, and payables.