Secure access for assisted transactions in an online banking system
US10554654B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | May 31, 2017 |
| Grant date | Feb 4, 2020 |
| Priority date | — |
| Expiry date | Apr 12, 2038 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/104
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Techniques are described for secure access for assisted transactions in an online banking system. A server of the online banking system is configured to establish an assisted session during which both a primary user and an assistant user have secure access to the primary user's account via their respective computing devices. The techniques enable the assistant user to request transactions with the primary user's account on the primary user's behalf, and further enable the primary user to approve the requested transactions prior to performance. The techniques include translating the requested transactions into a natural language description that is understandable to the primary user, and presenting the natural language description to the primary user for approval or denial of the requested transaction. In this way, a primary user may receive the assistance necessary to use an online banking system without giving up all control over the primary user's account.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.