Token management systems and methods

US10565364B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Azita Asefi · Vacaville, US
• Jinee K. Ellis · San Francisco, US
• Alan W. Hecht · San Francisco, US
• Timothy R. Knowlton · Mill Valley, US
• Ashish B. Kurani · Hillsborough, US
• Steven E. Puffer · Champlin, US
• Young M. Yang · San Francisco, US

Key dates

• Filing date: Dec 15, 2016
• Grant date: Feb 18, 2020
• Expiry date: Feb 3, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06F2212/178
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Token management systems and methods are described. The token management systems and methods are configured to receive a plurality of tokens from a plurality of entities associated with a user and to enable the user to manage the tokens in a secure, convenient, efficient, and time-saving manner. The token management system may be accessed with a user device. In some arrangements, the token management system is structured to receive a registration request from a user, request a plurality of tokens from different entities where the user has associated tokens, and to provide various token management functions to the user. The token management functions allow the user to change, reassociate, activate, and deactivate the tokens, as well as create new tokens.