Patent · US Active

Systems and methods for gift card linking

US10565584B2 · kind B2 · utility

0Cited by

8References

8Claims

0Family size

Assignee

JPMORGAN CHASE BANK, N.A. · US

Inventors

Joseph Arnone · Swedesboro, US
Quoc Nguyen · Erlangen, DE
Heather Spinnenweber · Berwyn, US

Key dates

Filing date	Jan 30, 2019
Grant date	Feb 18, 2020
Priority date	—
Expiry date	Jan 30, 2039

Classification

Technology area (CPC G)Physics
CPC primaryG06Q40/02
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

Systems and methods for gift card linking are disclosed. According to one embodiment, a method for processing a payment using a linked stored value instrument may include (1) receiving, from a merchant, a payment request for a transaction, the payment request comprising an identification of a transaction amount and a transaction account; (2) at least one computer processor retrieving a stored value instrument for the merchant that is associated with the transaction account; and (3) the at least one computer processor causing the stored value instrument to be debited for a first portion of the transaction amount.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.