Systems and methods for splitting a bill associated with a receipt

US10579976B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Ben M. Coffman · Herndon, US
• Dennis S. Brennan · Pleasanton, US
• Richard Just · Berkeley, US
• Joseph O'Brien · San Francisco, US
• Katharine Anne Shea · Providence, US
• Bryan Fearson · Herndon, US
• Timothy J. Austen · Manassas, US
• Shaun Webb · Oakland, US
• Nicholas Sheehan · Vienna, US

Key dates

• Filing date: Jun 6, 2017
• Grant date: Mar 3, 2020
• Expiry date: Jul 10, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/01
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and processes are disclosed for providing bill splitting processes for splitting a bill amount among a set of purchasers. In one example, the disclosed embodiments may receive receipt information reflecting a bill to be split among a group of purchasers. The disclosed embodiments may parse the receipt information to extract one or more items or services having monetary value and generate a list of the items or services included in the receipt. The disclosed embodiments may also identify the group of purchasers that will participate in paying a proportion of the bill associated with the receipt. Further, disclosed embodiments may be configured to determine a proportion of payment of the total amount of the bill for each purchaser in the group of purchasers. In addition, the disclosed embodiments may be configured to provide mechanisms that enable at least one purchaser to provide payment for the at least one purchaser's payment amount for the bill, such as providing interfaces that allow the user to pay electronically using e-commerce payment systems or financial service products.