System and method for providing a lifespan expectation to an insurance applicant
US10580077B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 2, 2015 |
| Grant date | Mar 3, 2020 |
| Priority date | — |
| Expiry date | Sep 25, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/08
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system is presented by which a consumer such as an insurance applicant may procure a testing process in a comparative manner to facilitate comprehension of their health state relative to others in their community. Physical heath measurements and blood and urine samples are taken from an applicant through, for example, a visit by a phlebotomist or other medical practitioner. Physical readings are then sent to a third party laboratory that produces a risk assessment score for the applicant and notes other data potentially affecting lifespan longevity of the applicant. That information is then transmitted to a life expectancy processor to calculate various life expectancy values and establish a comparative life expectancy ranking for the applicant. A life expectancy ranking is then produced relative to others in the applicant's community, and that ranking is displayed in a graphical format to facilitate understanding by the applicant as to their relative health.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.