Snap mobile payment apparatuses, methods and systems

US10586227B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Uzma Makhdumi · Foster City, US
• Ayman Hammad · Pleasanton, US
• Igor Karpenko · Sunnyvale, US
• Miroslav Gavrilov · Santa Clara, US
• Abhinav Shrivastava · Seattle, US
• Mark Carlson · Rue de l'Église, US

Key dates

• Filing date: Apr 28, 2015
• Grant date: Mar 10, 2020
• Expiry date: Apr 28, 2035

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/06
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The SNAP MOBILE PAYMENT APPARATUSES, METHODS AND SYSTEMS (“SNAP”) transform real-time-generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications. Payment information and VAS data can also be provided based on location. A request for payment information can be received. A location can be determined, and a merchant associated with the location can also be determined. Payment information and/or VAS data can be selected based on the merchant and/or location, and can be provided for a payment transaction.