Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers
US10607210B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | May 3, 2016 |
| Grant date | Mar 31, 2020 |
| Priority date | — |
| Expiry date | Jan 24, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0279
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems, methods, devices, and computer readable media for enabling direct electronic payment transfers are disclosed. Identification information of a payer, based on a user selection at a mobile device, is received from a first application installed on the mobile device. A user identification of a payment amount is received via a second application installed on the mobile device. The second application is different from the first application. Biometric data of the user is captured at a biometrics reader of the mobile device, and then compared to authorized biometric data to authenticate the user. Upon successful authentication of the user, a request for the electronic payment transfer from the payer to the user for the payment amount is initiated from the mobile device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.