Ad hoc electronic messaging using financial transaction data
US10607300B1 · kind B1 · utility
5Cited by
1References
20Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jul 31, 2015 |
| Grant date | Mar 31, 2020 |
| Priority date | — |
| Expiry date | Feb 25, 2037 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L51/224
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
The disclosed embodiments provide a system that facilitates electronic communication among users. During operation, the system obtains financial data as a set of financial transactions. Upon receiving a request to transmit a message, the system obtains one or more recipient attributes from the request. Next, the system uses the financial transactions to identify a set of recipients that matches the one or more recipient attributes. The system then transmits the message to the set of recipients without revealing the PII for the set of recipients to a creator of the message.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.