Dynamic modification of a verification method associated with a transaction card

US10614465B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Adam Koeppel · Washington, US
• Robert T. Perry · Ashburn, US

Key dates

• Filing date: Oct 4, 2019
• Grant date: Apr 7, 2020
• Expiry date: Oct 4, 2039

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L63/107
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.