System for merchant and non-merchant based tractions utilizing secure communications while allowing for secure additional functionality
US10621589B2 · kind B2 · utility
2Cited by
47References
9Claims
0Family size
Inventor
Key dates
| Filing date | Nov 11, 2013 |
| Grant date | Apr 14, 2020 |
| Priority date | — |
| Expiry date | Dec 9, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3823
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods, apparatuses, non-transitory computer program products, systems, and mobile terminal devices are disclosed for performing wireless financial transactions which separate an account identification and transaction authorization from a single charge card into two separate elements, which include at least an encrypted account identifier and a transaction-adaptive, context sensitive, dynamically content-rich, transaction authorization.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.