Systems and computer-implemented processes for model-based underwriting
US10643276B1 · kind B1 · utility
7Cited by
6References
14Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Mar 10, 2014 |
| Grant date | May 5, 2020 |
| Priority date | — |
| Expiry date | Nov 30, 2035 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods are disclosed for determining one or more credit lines based on statistical approximations of credit line optimization models. By approximating the results of the optimization model, the disclosed embodiments may provide real-time account level credit line determinations based on fewer criteria than used in the optimization models. Other aspects of the disclosed embodiments are described herein.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.