Systems and methods for facilitating bill payment functionality in mobile commerce

US10664822B2 · kind B2 · utility

Assignee

• FIRST DATA CORPORATION · US

Inventors

• J. Scott Sanchez · Atlanta, US
• Vijay K. Royyuru · Norristown, US
• Brent Dewayne Adkisson · Omaha, US
• Jerome Myers · Douglasville, US

Key dates

• Filing date: Sep 11, 2013
• Grant date: May 26, 2020
• Expiry date: Feb 2, 2034

Classification

• Technology area (CPC B): Performing Operations; Transporting
• CPC primary: B60S3/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Provided are systems and methods for facilitating bill payment functionality in mobile commerce. In one embodiment, a method can include receiving a transaction code at the mobile device, transmitting the transaction code to a merchant device for association with a transaction, receiving transaction information associated with a transaction based on the transaction code at the mobile device, displaying the transaction information at the mobile device; displaying at least one payment option at the mobile device, receiving a selection of one of the at least one payment option; transmitting the selected payment option and transaction information from the mobile device for approval of the payment of the transaction, receiving notification of approval of the payment at the mobile device, and receiving a payment completion code associated with the notification of approval, wherein the payment completion code is provided to the consumer on a bill associated with the transaction.