Payment system and method
US10664836B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 14, 2016 |
| Grant date | May 26, 2020 |
| Priority date | — |
| Expiry date | Nov 11, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q50/01
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A payment system for facilitating a desired transaction over a social media platform includes a computer server programmed and operating to maintain a user account in a database, the user account including at least a user credential, a user computing device credential, and a user mobile credit account. The computer server maintains a merchant account in the database, the merchant account including at least a merchant mobile credit account. The computer server further operates to authenticate the user, authenticate the user computing device, and process a debit to the user mobile credit account a credit to the merchant mobile credit account.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.