Authenticated access and aggregation database platform

US10671749B2 · kind B2 · utility

Assignee

• ConsumerInfo.com, Inc. · US

Inventors

• Michelle Felice-Steele · Calabasas, US
• Michele Raneri · Orange, US
• Paul DeSaulniers · Ladera Ranch, US
• Joe Manna · Tustin, US
• Jeff Softley · Mission Viejo, US
• Srikumar Puthupadi Kanthadai · El Monte, US
• Aga Dzhafar Hady Ogiu Dzhafarov · Mission Viejo, US
• Pat Finneran · Queen Creek, US
• Donna Meryl Smith · Irvine, US
• Gregory Lennox Wright · Lee's Summit, US
• Marizette Galvez · Chino, US
• Ujjayan Banerjee · Irvine, US
• Ravi Devesetti · Fremont, US
• Shivakumar Ramanathan · Irvine, US
• Mukeshkumar G. Patel · Downey, US

Key dates

• Filing date: Jun 19, 2019
• Grant date: Jun 2, 2020
• Expiry date: Jun 19, 2039

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2463/121
• WIPO field: Digital communication
• WIPO sector: Electrical engineering

Abstract

A data processing system is disclosed for data processing, including database and file management, as well accessing one or more databases or other data structures, authenticating users, and categorizing data items for addition to the database system. In some embodiments, the system may be configured to coordinate access to user account information via user-provided authentication credentials; apply account identification rules to the accessed account information to identify a plurality of accounts of the user; and initiate updates to a database record associated with the user indicative of any accounts identified.