Data authentication and provisioning method and system

US10672215B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Benedicto H. Dominguez · San Bruno, US
• Thomas Manessis · Pacifica, US
• Melody L. Rutherford · San Francisco, US
• Sandra Salvatori · Sausalito, US
• Janet T. Roth · Oakland, US

Key dates

• Filing date: Aug 4, 2011
• Grant date: Jun 2, 2020
• Expiry date: Nov 29, 2036

Classification

• Technology area (CPC G): Physics
• CPC primary: G07C9/22
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Techniques for authenticating the identity and validating the profile of an individual (“a presenter”) who presents him or herself to another party (“an acceptor”) as having a certain identity and having certain corresponding profile data are described. The invention can be advantageously used in Internet transactions where such authentication and validation is difficult to perform. The techniques of the present invention allow the trusted party to give a definitive answer regarding the authentication of identity and validity of profile data. Other services such as profile data provisioning and profile data updating can also be performed.