Systems and methods for cryptographic authentication of contactless cards

US10685350B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Kevin Osborn · Newton, US
• James Ashfield · Midlothian, US
• Srinivasa Chigurupati · Long Grove, US
• Jeffrey RULE · Chevy Chase Section Five, US

Key dates

• Filing date: Oct 2, 2019
• Grant date: Jun 16, 2020
• Expiry date: Oct 2, 2039

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2209/56
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Example embodiments of systems and methods for data transmission between a contactless card and a client device in support of a FIDO authentication are provided. In an embodiment, upon receipt of a challenge issued by a server in connection with a pending transaction, the contactless card may authorize the client device to utilize a FIDO private key to respond to the challenge. If the response to the challenge is successful, the FIDO authentication may proceed and the transaction may be completed.