Purchasing a reserved item

US10685370B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Michael Morris · New York, US
• Stephanie K. Schultz · San Francisco, US
• Ilias Tsangaris · New York, US
• David Wolf · Brooklyn, US
• Michael Yu · New York, US

Key dates

• Filing date: Nov 13, 2018
• Grant date: Jun 16, 2020
• Expiry date: Nov 13, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0641
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems are capable of creating reservations for items and initiating payments for the items based on actions or information received from the digital channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information.