Systems and methods for homeowner-directed risk of property damage mitigation
US10685402B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 22, 2015 |
| Grant date | Jun 16, 2020 |
| Priority date | — |
| Expiry date | May 16, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L12/2803
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.