Virtual budgeting computer program product, system and method
US10692155B2 · kind B2 · utility
1Cited by
6References
13Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Sep 15, 2016 |
| Grant date | Jun 23, 2020 |
| Priority date | — |
| Expiry date | Sep 15, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/405
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, method and computer program product are disclosed for imposing budget control constraints on user financial resources, including allocating funds across a plurality of sub-accounts exclusively associated with categories, the categories associated with a type of expenditure. A predetermined spending threshold is set for each category and a credit card may be activated in response to a spending threshold exceeding a requested payment.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.