System, computer readable medium, and method for authorizing purchase using on-demand prepaid card
US10699260B2 · kind B2 · utility
0Cited by
20References
20Claims
0Family size
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Key dates
| Filing date | Oct 16, 2017 |
| Grant date | Jun 30, 2020 |
| Priority date | — |
| Expiry date | Aug 4, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/4037
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, computer readable medium, and method of receiving a primary authorization request at a first authorization switch using a prepaid card that lacks adequate funds in the prepaid account to cover the requested purchase amount, and initiating a secondary authorization request using a funding account identifier associated with a funding account that does contain adequate funds to cover the requested purchase amount.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.