System and method for stipulation collection using a short message service (SMS) and mobile device cameras with real-time analysis of documents
US10706275B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Oct 8, 2018 |
| Grant date | Jul 7, 2020 |
| Priority date | — |
| Expiry date | Jan 4, 2039 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L51/226
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A system and method for stipulation collection using a Short Message Service (SMS) and mobile device cameras with real-time analysis of documents is disclosed. A particular embodiment is configured to: establish, by use of a data processor and a data network, a data connection with at least one dealer/lender platform and at least one applicant platform; receive a transaction application corresponding to a transaction for a particular applicant from the dealer/lender platform via the data network, the transaction application identifying a list of stipulation documents required from the particular applicant at the applicant platform; generate a link to the transaction application received from the dealer/lender platform and send the link to the dealer/lender platform; transmit the transaction application with the list of required stipulation documents as a Short Message Service (SMS) message to a mobile device of the particular applicant at the applicant platform; receive an upload of the required stipulation documents from the applicant platform via the data network, the uploaded stipulation documents including at least one stipulation document image captured with a camera of the mo…
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.