Parameter-based computer evaluation of user accounts based on user account data stored in one or more databases
US10726491B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | May 19, 2016 |
| Grant date | Jul 28, 2020 |
| Priority date | — |
| Expiry date | Apr 1, 2038 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/1433
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
A user account evaluation system is disclosed for evaluating risk associated with a user account. The system may obtain user account data associated with many user accounts, select a statistically significant subset of the user accounts, and then process (e.g., to determine types of the user accounts, etc.) and analyze the subset of user accounts to generate a plurality of evaluation models. When a new user account is accessed by the system, user account data may be obtained for the new user account, and the new user account may be evaluated based on the plurality of evaluation models. Accordingly, a plurality of evaluation parameter scores may be generated for the new user account, each of which may indicate an amount of risk associated with the user account. Some embodiments of the present disclosure may include machine learning and/or artificial intelligence methods to improve evaluation of the user accounts.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.