Method and apparatus for facilitating electronic payments using a wearable device
US10733603B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 18, 2019 |
| Grant date | Aug 4, 2020 |
| Priority date | — |
| Expiry date | Nov 18, 2039 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2463/102
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Apparatus and methods for binding a wearable device for use with the wearable device, a terminal, and a server are presented. The method executed by the wearable device includes providing device information to the terminal, receiving a device certificate from the server, and storing the device certificate for performing payment using the corresponding user account. The method executed by the server includes receiving a binding request from the wearable device via the terminal, generating a device certificate of the wearable device based on the device identification, and providing the device certificate to the wearable device. The method executed by the payee device includes acquiring a transaction certificate of a wearable device and sending a payment collection request to a server including the transaction certificate of the wearable device and payment sum information.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.