Prepaid card with savings feature

US10755261B2 · kind B2 · utility

Assignee

• Blackhawk Network, Inc. · US

Inventor

• Kellie D. Harper · Alpine, US

Key dates

• Filing date: Aug 26, 2011
• Grant date: Aug 25, 2020
• Expiry date: Aug 17, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/03
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A financial account system includes a stored-value card, a first financial account directly accessible via the stored-value card and a second financial account associated with the first financial account. Funds may be transferred between the first and the second financial account. The transfers between the first and the second financial account may be automatic, recurring, or one-time events and wherein the automatic, recurring, or one-time events may be transacted regardless of a current balance of the first financial account and/or the second financial account. The balances associated with the first and/or the second financial accounts may be used to collateralize loans.