Using psychometric analysis for determining credit risk
US10755348B2 · kind B2 · utility
2Cited by
6References
23Claims
0Family size
Assignee
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Key dates
| Filing date | Sep 14, 2017 |
| Grant date | Aug 25, 2020 |
| Priority date | — |
| Expiry date | Sep 14, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method of obtaining psychometric information about a user is disclosed. A psychometric graphical object is provided to the user by a personalized user management module. User interaction with the psychometric graphical object is measured by a psychological traits evaluation module. At least a first wider portion of the psychometric graphical object is labeled with a first keyword related to a psychological trait. At least a second wider portion of the psychometric graphical object is labeled with a second keyword related to the psychological trait.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.