System and method for enabling secure authentication
US10771455B2 · kind B2 · utility
1Cited by
2References
16Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Dec 8, 2015 |
| Grant date | Sep 8, 2020 |
| Priority date | — |
| Expiry date | Mar 16, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W12/068
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Broadly speaking, embodiments of the present invention provide systems and methods to provide a solution to the SIM swap attack problem for users that possess smartphones. In particular, the systems and methods require an online banking customer to authenticate a transaction using a combined one-time password (OTP) formed of a remotely generated OTP (generated remote to the smartphone) and a locally generated OTP (generated on the smartphone).
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.