Facilitating sending and receiving of payments using message-based contextual prompts
US10783513B2 · kind B2 · utility
6Cited by
2References
20Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Oct 27, 2014 |
| Grant date | Sep 22, 2020 |
| Priority date | — |
| Expiry date | Jan 21, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/405
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. Additional implementations involve facilitating payment transaction by inferring payment events. Still further implementations involve facilitating payment transactions between groups of users. In addition to the foregoing, one or more implementations allow a user to initiate payment transactions without first providing a payment credential.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.