Third-party access to secure hardware

US10783517B2 · kind B2 · utility

Assignee

• INC SQUARE, CO., LTD · JP

Inventors

• Brian Grassadonia · San Francisco, US
• Ayokunle Omojola · San Francisco, US
• Robert Andersen · Henderson, US
• Michael Moring · San Francisco, US
• Daniele Perito · San Francisco, US

Key dates

• Filing date: Dec 30, 2016
• Grant date: Sep 22, 2020
• Expiry date: Dec 30, 2036

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/40
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In one embodiment, a method includes receiving, at a third-party payment application integrated with a native wallet application executing on a mobile device, a payment request and a near-field communication code received from a payment terminal associated with a merchant. The mobile device includes secure elements accessible by the third-party payment application based on a processor of the mobile device being in a secure mode. The method includes authenticating a user through a secure subsystem executing on the mobile device. The method includes facilitating payment between the user and the merchant through a third-party payment server based on the authenticating the user and identifying a loyalty program status associated with the merchant. The method includes updating the payment request with the loyalty program to generate an updated loyalty program status. The method includes displaying a user computing device, comprising the updated loyalty program status.