Account opening computer system architecture and process for implementing same

US10789641B2 · kind B2 · utility

Assignee

• HSBC TECHNOLOGY & SERVICES (USA) INC. · US

Inventors

• Paris F. Roselli · Buffalo, US
• Ronald M. Lesandro · Hamburg, US
• Michael Sullivan · Corning, US
• Darren P. Loveday · Waterlooville, GB
• Michael R. Antognoli · Chicago, US
• John P. Flood · Bartlett, US
• Yilu He · Riverview, US
• Darrick R. Brooks · Valrico, US
• Srinivas Lakshman · San Jose, US
• Richard Gemma · Chicago, US
• Trevor Johnson · Vancouver, CA
• Sonu Gupta · Tampa, US
• Martin Hayes · Jersey City, US

Key dates

• Filing date: Jun 18, 2013
• Grant date: Sep 29, 2020
• Expiry date: Jun 18, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0281
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The present invention provides, in alternative embodiments, a computer architecture and/or computer implemented methods for account opening. In some embodiments, an integrated, component-based technology platform, globally standardized, business configurable account opening processes are separate and decoupled from the user interface screens and are directly manageable by business functionality and/or personnel. In various embodiments, the invention provides pause and resume, save and retrieve, cross-channel, metrics, audit tracking, data logging, and/or straight-through processing capabilities for account opening.