Systems and methods for secure wireless payment transactions when a wireless network is unavailable
US10803441B1 · kind B1 · utility
1Cited by
5References
12Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Aug 2, 2017 |
| Grant date | Oct 13, 2020 |
| Priority date | — |
| Expiry date | Aug 2, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q2220/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems, methods, and devices of the present disclosure may utilize a combination of an encrypted lockbox containing out of network payment codes on the mobile device and a matching set of out of network payment codes stored on a server of a payment authority.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.