System and method for purchasing in digital channels

US10846734B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Kathleen King · North Canton, US
• Matthew James Miller · Bellingham, US
• Sathish B. Muthukrishnan · Phoenix, US
• Philip Norman · Brooklyn, US
• Anthony I. Prentice · Brooklyn, US
• Stephanie K. Schultz · San Francisco, US
• Elizabeth Vakil · New York, US
• David Wolf · Brooklyn, US

Key dates

• Filing date: May 7, 2013
• Grant date: Nov 24, 2020
• Expiry date: May 7, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0641
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems described herein are capable of initiating a transaction with a transaction account based on an action in any suitable digital channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information.