Secure wallet-to-wallet transactions
US10853798B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 28, 2016 |
| Grant date | Dec 1, 2020 |
| Priority date | — |
| Expiry date | Sep 26, 2039 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3278
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Various examples are directed to systems and methods for secure mobile wallet transactions. A computing device on which a mobile wallet operates may receive payment credentials from other devices using near field communication (NFC) path and/or wallet-to-wallet (W2W) communication paths. The computing device may initiate an NFC mode in response to user selection or the identification of a nearby NFC-enabled device. The computing device may send the received payment credentials to a wallet service provider associated with the mobile wallet using W2W communication. The computing device may send approvals or denials of the transaction to the other device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.