Virtual card opening method and system, payment system, and card issuing system
US10872332B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 7, 2020 |
| Grant date | Dec 22, 2020 |
| Priority date | — |
| Expiry date | Jan 7, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A virtual card opening method and system, a payment system, and a card issuing system are disclosed. The method comprises: receiving, through an online traffic entrance associated with a payment system, a virtual card opening request from a user, the virtual card opening request comprising user information and type identifier information of a virtual card; searching, by the payment system, for a rule for acting as an agent to open a card and a card opening condition corresponding to the type identifier information from the payment system, the rule for acting as an agent to open a card and the card opening condition being obtained in advance by the payment system from a card issuing system; and generating, by the payment system, a target virtual card according to the user information and the rule for acting as an agent.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.