Patent · US Active

Transaction assessment and/or authentication

US10872338B2 · kind B2 · utility

0Cited by

19References

19Claims

0Family size

Assignee

IdentityMind Global, Inc. · US

Inventors

Dan Kolkowitz · Los Altos Hills, US
Taher Elgamal · Atherton, US
Kieran Gerard Sherlock · Palo Alto, US

Key dates

Filing date	Sep 1, 2016
Grant date	Dec 22, 2020
Priority date	—
Expiry date	May 28, 2039

Classification

Technology area (CPC G)Physics
CPC primaryG06Q50/01
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

Systems and methods for assessing and authenticating transactions. Some exemplary embodiments may authenticate transactions based at least in part on a comparison of a newly obtained electronic signature associated with a user with a previously obtained electronic signature associated with the user, where a payment instrument presented for use in the transaction is also associated with the user. Exemplary electronic signatures may comprise any information which may identify the user, such as browser fingerprints, computer fingerprints, IP addresses, geographic IP location information, information associated with a payment, and/or a typing pattern.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.