Mobile wallet for non-tokenized cards

US10878408B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Ashish B. Kurani · Hillsborough, US
• Braden More · San Francisco, US
• Daniel Peltz · San Anselmo, US
• Steven E. Puffer · Champlin, US

Key dates

• Filing date: May 24, 2017
• Grant date: Dec 29, 2020
• Expiry date: Jan 26, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06F3/04842
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A mobile wallet computing system associated with a mobile wallet database includes a mobile wallet circuit structured to present a mobile wallet interface to a mobile wallet user. The mobile wallet interface includes a first portion that includes a graphical depiction of a user payment vehicle associated with a financial institution, the first portion including a first interaction point that enables the user to initiate a sequence to engage in a mobile wallet transaction using the mobile wallet. The interface also includes a second portion that includes a second interaction point and a third interaction point, the second interaction point enabling the user to access a functionality enabling the user to indicate a transaction preference for a transaction with an entity other than the mobile wallet provider or financial institution, the third interaction point enabling the user to indicate a preference to initiate communications with the financial institution.