Blockchain technology for storing electronic medical records to enable instant life insurance underwriting
US10878512B1 · kind B1 · utility
78Cited by
2References
20Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Aug 7, 2018 |
| Grant date | Dec 29, 2020 |
| Priority date | — |
| Expiry date | Aug 7, 2038 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L9/50
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Systems and methods for using blockchain data for automated underwriting and product issuance are provided. A request is received, via a website, for a personalized quote for a product. The requestor is identified and blockchain data related to the requestor is gathered. The blockchain data includes data pertinent to the personalized quote. The personalized quote is determined based at least in part upon the gathered blockchain data. The personalized quote is then presented via the website.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.