Method and system to determine auto insurance risk
US10891693B2 · kind B2 · utility
3Cited by
7References
18Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Oct 15, 2015 |
| Grant date | Jan 12, 2021 |
| Priority date | — |
| Expiry date | Jan 30, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07C5/0808
- WIPO fieldControl
- WIPO sectorInstruments
Abstract
A method for evaluating fraudulent data in a Usage Based Insurance (UBI) system, includes retrieving trip data for a driver from a database. A processor on a computer determines tough context incidents in the trip data. Driving behavior of the driver during said tough context incidents is compared with driving behavior of other drivers during similar tough context incidents. The trip data is identified as potentially fraudulent if the driver's driving behavior is better by a predetermined amount compared to the other drivers' driving behavior.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.