Computer message routing and processing system and method

US10896414B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Sharon Mohrlock · Holden, US
• Winifred Elizabeth House · Troy, US
• Carol A. Jonak · Kirkwood, US
• Suman Rausaria · Ballwin, US
• Mike Rethorn · Wildwood, US
• Aimee G. Musil · O'Fallon, US
• Jill E. Chong · Ballwin, US
• Maria Rice · Pine Island Ridge, US
• Anushree Ashutosh Prabhune · Stamford, GB
• Richard Lower · Udon Thani, TH

Key dates

• Filing date: May 29, 2020
• Grant date: Jan 19, 2021
• Expiry date: May 29, 2040

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L45/745
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A message routing and processing computing device and associated methods for routing and processing computer messages are disclosed. The message routing and processing computing device stores payment account identifiers and associated message routing instructions and is configured to receive a computer message including a payment account identifier. Based, at least in part, on the payment account identifier, the message routing and processing computing device determines a message route for the message and routes the message accordingly.