Wireless payment transactions in a vehicle environment
US10896417B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 6, 2016 |
| Grant date | Jan 19, 2021 |
| Priority date | — |
| Expiry date | Feb 3, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q2240/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A wireless transaction request may be received by a vehicle from a retailer. The vehicle may validate that the vehicle is located in proximity to the retailer and may receive confirmation of the request from a vehicle occupant. The vehicle may also initiate a payment for the transaction with a server, responsive to the confirmation of the request and validation of the vehicle location. Communications between the vehicle and the retailer may be performed using Dedicated Short Range Communications (DSRC). The identity of the vehicle occupant may be confirmed using biometric sensors. The payment transaction may be performed using the Automated Clearing House (ACH) electronic network to avoid credit card interchange fees.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.