Systems and methods for large-scale testing activities discovery

US10902430B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Charles Ding · Santa Clara, US
• Aoyu Chen · San Jose, US
• Suyun Xu · Foster City, US
• Kevin Siegel · Milpitas, US

Key dates

• Filing date: Sep 21, 2018
• Grant date: Jan 26, 2021
• Expiry date: Nov 9, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/4016
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Embodiments of the invention relate in part to determining a testing model and providing a testing transaction score for transactions. The testing transaction score may indicate a likelihood that the transaction is a testing transaction. One embodiment of the invention discloses a method comprising receiving a first authorization message for a first transaction using an account, determining a testing transaction score for the first transaction using a testing model, and determining that the first transaction is a testing transaction based on the testing transaction score, wherein the testing transaction score for the first transaction is used for declining a second transaction using the same account conducted after the first transaction.