Methods and apparatus for providing information to a user of a mobile device relating to a contemplated transaction
US10902511B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 12, 2019 |
| Grant date | Jan 26, 2021 |
| Priority date | — |
| Expiry date | Jun 15, 2039 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q50/01
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Some embodiments of the invention provide tools for promoting a user's financial well-being by encouraging positive financial behavior through timely feedback, counseling and instruction. For example, some embodiments of the invention may provide real-time (e.g., in response to a transaction being performed, or in response to the user indicating he/she is contemplating a transaction) useful analysis and advice designed to encourage the type of ongoing financial behavior that leads over time to financial well-being. In some embodiments, transactions performed by the user during an ongoing period may be compared to transactions performed during one or more prior periods. It may be determined, as a result of the comparing, that the user is contemplating performing a transaction, and a promotional offer relating to the contemplated transaction may be sent to the user's mobile device in response to the determining.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.