Cloud-based transactions methods and systems

US10909522B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Erick Wong · Menlo Park, US
• Christian Flurscheim · Walnut Creek, US
• Oleg Makhotin · Paris, FR
• Eduardo Lopez · Menlo Park, US
• Sanjeev Sharma · Herndon, US
• Christopher Jones · Greenbrae, US
• Abhishek Guglani · San Mateo, US
• Jarkko Sevanto · Helsinki, FI
• Bharatkumar Patel · Fremont, US
• Tai Lung Burnnet Or · Singapore, SG
• Christian Aabye · Foster City, US
• Hao Ngo · San Jose, US
• John F. Sheets · San Francisco, US

Key dates

• Filing date: Jun 11, 2019
• Grant date: Feb 2, 2021
• Expiry date: Jun 11, 2039

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2209/24
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods provide for communication of transaction data that is formatted according to a transaction type that is support by an access device. First transaction data may be formatted according to a first type of transaction supported by a first access device and second transaction data may be formatted according to a second type of transaction supported by a second access device. The first transaction data may be transmitted over a first communication link to the first access device and the second transaction data may be transmitted to the second access over a second communication link.