Method and apparatus for completing credit card transactions from an MST and NFC capable module affixed to a smart phone, a mobile wallet, a personal digital assistant or the cases for same
US10922681B2 · kind B2 · utility
Inventor
Key dates
| Filing date | Aug 3, 2018 |
| Grant date | Feb 16, 2021 |
| Priority date | — |
| Expiry date | Aug 3, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3674
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A workaround for smartphone manufacturers locking out certain uses of NFC technology is presented as a system for the completion of wireless credit card transactions using an auxiliary electronics module affixed to a personal digital assistant or smart phone wherein the electronics module is enabled with 2 types of wireless credit card transaction technologies. One of the technologies is NFC and the other is MST. The auxiliary electronics module is enabled to perform an NFC or an MST transactions based on the phones locked status and or the POS capability. The affixed electronics module communicating with the device to which it is affixed with BLE wireless technology.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.