Security scoring

US10929923B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Traci Nguyen · San Francisco, US
• Michael Chang · Millbrae, US
• Nairobi N. Kim · Piedmont, US
• Ian Jensen · Oakland, US
• Samuel Martin · San Francisco, US
• Cheung Li · San Francisco, US

Key dates

• Filing date: Jul 9, 2015
• Grant date: Feb 23, 2021
• Expiry date: May 30, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/03
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Session management, security scoring, and friction management are provided herein. Sessions may be monitored for commonalities or other attributes or aspects and closed, terminated, or a freeze placed on additional sessions from being initiated. A security score may be provided which is indicative of how secure a user is with respect to one or more ways the user interacts with a resource. One or more suggested actions or score improvement strategies may be suggested to facilitate improvement of a security score for a user. The security score may be used to affect business decisions made by an institution or financial entity.