System and methods for credit dispute processing, resolution, and reporting
US10929925B1 · kind B1 · utility
28Cited by
919References
18Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Jul 2, 2018 |
| Grant date | Feb 23, 2021 |
| Priority date | — |
| Expiry date | Jan 26, 2039 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/08
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods are provided for credit dispute processing, resolution, and reporting. Credit dispute resolution requests may be received, processed, and sent to a credit bureau for submission to creditors. Status of credit dispute resolutions may be reported to consumers. If a creditor's response time is longer than its average response time or if a creditor does not respond to a credit dispute resolution request within a regulatory response period, alerts and reports may be sent to consumers to provide consumers with further options.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.